Credit Risk Analyst at Octopus Energy

Help us make a big green dent in the universe. We're on a mission to drive the global renewable energy revolution, and we need loads more people to help us make our vision a reality.

We're looking for someone who will work in our credit risk function and develop our capabilities across both business and consumer portfolios. 

This could not be a better time to join Octopus Energy. We are already recognised as a global leader in the fight to decarbonise the planet by revolutionising what’s possible in energy - including investments in renewable energy supply, renewable energy generation, smart energy networks, EVs, heat pumps, etc. The government's new green initiatives and the recent investment by Al Gore’s Generation Fund will propel us further and faster. Equally, from a credit risk perspective this is an important time to join. The energy sector has gone through a period of volatility. Businesses and households are facing significantly higher energy prices just as we enter winter. This situation is compounded with the end of furlough and reductions to Universal Credit payments. For these reasons we are looking to add to our credit risk capabilities with this new role. 

What you'll do Take ownership of our credit strategies for residential and business customersDevelop our credit scorecardsPayments and payment adequacy strategyCollections insight and strategyDevelop our empathic approaches towards vulnerable customersCredit risk reporting and management informationStrategies to identify and prevent first party and third party fraudBad debt provision and write-offsDo all the above in partnership with Data Science, Finance, Collections, Ops and other stakeholdersWhat you'll haveExcellent SQL skillsPython data science stack experience (NumPy, pandas, scikit-learn, Jupyter notebooks, Plotly/matplotlib)Git for version control experienceData visualization tool experience (Tableau, Looker, PowerBI or equivalent)Experience of consumer credit risk and collections is ideal but not essentialDBT experience a bonus but not essentialWhy else you'll love it hereWondering what the salary for this role is? Just ask us! On a call with one of our recruiters it's something we always cover as we genuinely want to match your experience with the correct salary. The reason why we don't advertise is because we honestly have a degree of flexibility and would never want salary to be a reason why someone doesn't apply to Octopus - what's more important to us is finding the right octofit!Octopus Energy is a unique culture. An organisation where people learn, decide, and build quicker. Where people work with autonomy, alongside a wide range of amazing co-owners, on projects that break new ground. We want your hard work to be rewarded with perks you actually care about! We won best company to work for in 2022, on Glassdoor we were voted 50 best places to work in 2022 and our Group CEO, Greg has recorded a podcast about our culture and how we empower our people  Visit our perks hub - Octopus Employee BenefitsIf this sounds like you then we'd love to hear from you.

Studies have shown that some groups of people, like women, are less likely to apply to a role unless they meet 100% of the job requirements. Whoever you are, if you like one of our jobs, we encourage you to apply as you might just be the candidate we hire. Across Octopus, we're looking for genuinely decent people who are honest and empathetic. Our people are our strongest asset and the unique skills and perspectives people bring to the team are the driving force of our success. As an equal opportunity employer, we do not discriminate on the basis of any protected attribute. Our commitment is to provide equal opportunities, an inclusive work environment, and fairness for everyone.

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